Our Philosophy

Portfolio Management Personalized

At BWM, four principles guide all our actions: (1) work ethic; (2) integrity; (3) competency and knowledge; and (4) professionalism. We keep our focus on each client’s individual needs and work in a collaborative effort to achieve each client’s lifetime goals and objectives.

Mitigating Risk

We believe that real loss is more important than opportunity loss for most clients. Therefore, the foundation of our asset management process is controlling risk. Our investment process and models are designed towards preserving principal and mitigating risk.

-For every client, we create a “Risk Budget” and actively manage passive investment strategies with an eye toward reducing overall expenses.

-To best manage risk, assets are allocated across asset classes: risk assets, protection assets, diversification assets.

-Individualized investment solutions are designed for wealth protection and mitigation of downside risk.

-Our portfolios are generally invested globally; they capture the appropriate international exposure. We offer other strategies such as domestically biased and dividend biased portfolios. Our hallmark is Wealth Management – Personalized.

-Our strategies are designed to outperform on a risk adjusted basis.

Our Proprietary RAD™ Ratio

What differentiates BWM from other firms is that we look at the world and analyze investment strategies from a unique and proprietary perspective — we call it “the RAD Ratio.” By using the RAD™ Ratio we can more accurately measure the level of risk within a client’s portfolio. We believe the traditional approach of monitoring the percentage of stocks and bonds, although important, does not go nearly far enough in illustrating a portfolio’s true exposure to potential risk. Our proprietary RAD™ Ratio solves that problem and computes the true inherent risk in a portfolio so that our clients understand the actual amount of risk in their portfolios.

Constant Communication

BWM assigns a dedicated, multi-discipline team of professionals, each of whom brings to the table a specific set of skills, with the singular purpose of providing a comprehensive, customized solution for each client.

Throughout BWM’s proprietary wealth management process, our clients are in constant communication with their advisors to ensure that their exposure to risk remains in-line with their stated strategies, expectations and goals and objectives. Our clients work directly with portfolio managers, financial planners, and in-house attorneys who take the time to understand each client’s unique situation.

-Our portfolios are generally invested globally; they capture the appropriate international exposure. We offer other strategies such as domestically biased and dividend biased portfolios. Our hallmark is Wealth Management – Personalized.

-Our strategies are designed to outperform on a risk adjusted basis.